The Gazette 1992

GAZETTF

OCTOBER 1992

Couple Clock up 100 Years Service

Cr i t i cal I l lness Cover Most people take good health for granted. Serious illness is probably one of the last things we want to think about. However, critical illnesses like cancer and heart disease occur all too frequently. In fact the chances of suffering a serious illness like cancer or a heart attack before age 65 have been estimated to be five times greater than the risk of dying. Today's advanced medical care means that more and more people are surviving critical illnesses. Over half of heart attack patients will be alive a year later and over one third of people diagnosed with a life threatening cancer will still be alive after five years. In the short term the cost of medical treatment, loss of earnings, or the need for extra help in the home may be the main problems. In the longer term a complete change of lifestyle may be required leading to a permanent reduction in income. The mortgage will still need to be paid along with all the usual household bills. On top of this there may be substantial extra costs. Ongoing medical care may be needed either at home or in the hospital; or the home may need to be adapted if disability or paralysis result from a stroke or a disease like multiple sclerosis.

specifically to cope with this situation. Critical illness cover

provides for the payment of a lump sum once you survive 30 days after diagnosis of any one of the following most common critical illnesses: • Cancer • Heart attack • Stroke • Multiple Sclerosis • Heart by-pass surgery • Kidney failure • Organ transplant • Paralysis • Permanent and total disability The cover can be arranged with or without life assurance and its cost is quite reasonable. For example £50,000 cover to age 65 would cost £30.60 per month for a male aged 40 and £29.07 per month for a female aged 40. We strongly recommend that you consider effecting a certain amount of critical illness cover as an addition to any life cover that you may already have and also that you discuss this matter with your clients whenever the opportunity arises. For further information or quotations phone Tom Kennedy of Solicitors Financial Services at (01) 781599 or write to 18/19 Harcourt Street, Dublin 2. •

Enda and Tess Emerson Congratulations to Enda and Tess Emerson who between them have given 100 years service to the firm, Emerson & Conway, St. Francis St., Galway, Enda having served 57 years and Tess 43 years. Enda has always concentrated on the conveyancing and Land Registry side of the firm preferring to work "back stage" while Tess helps run " f r ont of house''. Both are founder members of the Patrician Musical Society, Galway, Tess being President in this, its 40th year. In Enda's younger days he played rugby for Galway Corinthians and UCG. He also rowed in the famous Corrib Crew which brought the Leander Cup to Galway and West of the Shannon for the first time in 1936. Both Enda and Tess work full time in the office and hope to continue to do so as long as both feel able. •

One of the new products on the assurance market has been designed

Expanding Dublin City Centre Solicitors with funds available wish to acquire Solicitors practice, or part of. Solicitors considering retiring / career change / career break or specialisation. Dublin City, County or Leinster considered. Appropriate arrangements can be made with regard to consultancy, premises and associated matters.

Capt. Thomas C. Nash M. INST. PET. Marine Consultancy; Independent Marine Surveyors; Vessel & Terminal Safety Inspection; Recruitment; Procedures Manuals. Cooleen House, Rushbrooke, Cobh, Co. Cork. Tel: 021-811677 Fax: 021-813009 Marine Expert Witness; Ship to Ship Transfer;

SURVEILLANCE Discreet Listening and Recording Equipment Telephone For 1992 Catalogue Pegasus (01)2843819

Please reply in confidence:- Conroy O'Neill & Co., Chartered Accountants, 45 Upper Mount Street, Dublin 8.

Ref. Nlall O'Neill

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